Equity Group Profit Jumps to KES 75.5 Billion on Lower Deposit Costs

Equity Group Holdings has posted a profit after tax of KES 75.5 billion for the year ended 31 December 2025, up from KES 48.8 billion in the prior year, with earnings per share rising to KES 19.07 from KES 12.34. The jump was driven by a sharp drop in deposit costs, with interest expenses on customer deposits falling to KES 35.7 billion from KES 48.5 billion as interest rates eased across the year.

Net interest income rose 17% to KES 126.9 billion from KES 108.7 billion, while total interest income held broadly steady at KES 173.6 billion. Non-interest income added KES 90.8 billion to the top line, with foreign exchange trading income climbing to KES 15.7 billion from KES 12.6 billion and fees and commissions remaining firm, lifting total operating income 12% to KES 217.7 billion.

On the cost side, total operating expenses fell 6% to KES 125.6 billion from KES 133 billion, with loan loss provisions declining to KES 14.5 billion from KES 20.2 billion, reflecting an improvement in asset quality as gross non-performing loans dropped to KES 110.1 billion from KES 122 billion.

Total assets crossed KES 1.97 trillion from KES 1.8 trillion, underpinned by customer deposit growth to KES 1.46 trillion. The Board has recommended a dividend of KES 5.75 per share, up from KES 4.25 in 2024, subject to shareholder approval at the Annual General Meeting scheduled for 24 June 2026.

Practice trading without risking real money on Soko Play: https://academy.nse.co.ke/